Most assuredly, monetizing integrated payments is a smart move. Short-sightedness comes into play when monetization, in and of itself, IS the strategy. The focus at that point becomes revenue and the ability to drive as much as possible from the payment integration. There is a bigger picture, though. One that...

Nearly half of US small businesses now process customer payments through the software they use to manage their business. Software providers that do not enable this capability, but have a use case to do so, risk losing market share to competitors with integrated payment acceptance. This article provides information on...

ACH has been the fastest growing payment type in the US over the past three years. Depending on the business you are in, there are several benefits to be realized by accepting ACH payments. The article below discusses which types of businesses reap the greatest benefits from ACH and what...

I talk with countless SaaS providers that are either considering a PayFac-as-a-Service company for their integrated payments or becoming a PayFac themselves. If you are a little unclear on what a PayFac actually is and whether you need one for your integrated payments program, you are not alone. Almost everyone...

Briefly: The continued hikes in interest rates by the Federal Reserve raises the cost structure of payment processors. In turn, these cost increases are often passed along to their merchant customers in the form of added fees or rate increases. The purpose of this article is to: 1) make merchants...

The headline of a recent TechCrunch article read: “The fintech layoffs just keep on coming.” Mobile banking service provider, Chime, confirmed 12 percent of employees were laid off this year. Real Estate FinTech, OpenDoor, 18 percent. Payment processing FinTech, Stripe, 14 percent. And the list continued from there. Right on...