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Top Payment Processing Myths and How They Impact ISV Revenue
Some of the most persistent constraints in software embedded payments are not technical. They come from assumptions that software providers (ISVs) continue to carry forward, even as payment models, regulations, and merchant expectations have changed. What once felt like safe defaults now shape how platforms price payments, manage risk, and...
Embedded Payments
What Merchants and Software Providers Need to Know About Stablecoin
Faster settlement and lower transaction costs sound appealing, especially for platforms and businesses moving money across borders or at scale. Stablecoins are increasingly positioned as a way to deliver both.
Embedded Payments
Merchant Payments
Friend or Foe? What Every Merchant Needs to Know About Bots in Online Commerce
For consumers, automation in online commerce is no longer a luxury, it’s a necessity. Whether it’s receiving personalized shopping recommendations or enjoying one-click checkouts, people increasingly rely on automated technologies to enhance convenience and save time. At the center of these shopping advancements are bots. As bots become more prevalent...
Merchant Payments
What Merchants Need to Know: Visa’s Updates to Level 2 and Level 3 Pricing
Background: What is CEDP? Visa launched the Commercial Enhanced Data Program (CEDP) in April 2025 to replace its previous Level 2 and Level 3 interchange incentive programs. Under CEDP, Visa requires merchants to pass complete, accurate, and descriptive line-item data for commercial card transactions. Before qualifying for the discounted interchange...
Merchant Payments
Embedded Payments
Important Updates on the Visa/Mastercard Anti-Trust Class Action Lawsuit Settlement
The Visa/Mastercard Anti-Trust Class Action Lawsuit has been going on for about two decades now. The principal issue was the interchange fees that merchants were charged on Visa or Mastercard credit or debit transactions between January 1, 2004 and January 25, 2019.
Merchant Payments
2025 Holiday Online Fraud Trends: What Every Merchant Should Know
For merchants, the holiday season is typically a time for increased sales and revenue growth. And while the holidays bring great opportunities for businesses, they also bring increased risks. As consumers flock online to shop for deals, the volume of online transactions reaches its annual peak, and so do attempts...
Security
Merchant Payments
Mobile Wallets: They Don’t Cost as Much as You Think!
As the preferences of customers continue to change the payments landscape, many merchants are looking to upgrade their checkout experience with mobile wallets like Apple Pay, Google Pay or Samsung Pay. Yet, in a recent market survey, merchants indicated a reluctance to accept mobile wallets because they perceive them to...
Merchant Payments