The timeframe for deposits to reach a merchant’s bank account after settlement (e.g., next-day or 2–3 business days). Funding time varies by processor setup, batch timing, and bank policies.
Tools and practices that identify potentially risky transactions (e.g., velocity checks, device fingerprinting, AVS, CVV). Effective fraud programs balance prevention with customer experience.
A pricing model where all transactions are charged the same blended percentage, regardless of card type or risk. It’s simple to understand but may be higher than interchange-plus for some merchants.