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October 2026 Interchange and Network Fee Updates
Stephanie O'Connor
Director of Operations & Merchant Experience
Twice a year – in April and October – Visa, Mastercard, Discover, and AmEx release updates to their programs and fee structures. Additionally, both the NYCE Payments Network and PULSE Network have released updates to their PIN Debit programs as well.  For your convenience, below is a summary of the...
Merchant Payments
Embedded Payments
Featured
5 Reasons You Should Consider ACH Payments
Stephanie O'Connor
Director of Operations & Merchant Experience
ACH has been the fastest growing payment type in the US over the past three years. Depending on the business you are in, there are several benefits to be realized by accepting ACH payments. The article below discusses which types of businesses reap the greatest benefits from ACH and what...
Merchant Payments
Embedded Payments
Credit Card Tokenization: Everything You Need to Know
Doug Buan
Chief Information Security Officer
Payment card fraud is growing rapidly, with fraudsters using advanced tools and tactics to access sensitive payment data. To protect consumers and combat fraud, merchants must ensure all card data is stored and transmitted securely.
Merchant Payments
Embedded Payments
Security
Is Your Integrated Payments Program Falling Behind? 5 Signs It’s Time for an Upgrade
Pete Uselman
Director of Partner Experience
In the fast-paced world of independent software development, innovation is the name of the game. As businesses evolve, so do customer expectations, and an outdated payment system can quickly become a speed bump on the road to growth, negatively impact your customer experience, and hinder your revenue growth.
Embedded Payments
The 4 Hidden Risks of “Cheap” Credit Card Processing
Tom Kelly
Merchant Sales Manager
While accepting credit cards as a payment method has long been the standard for most businesses, there are pros and cons of doing so. On the plus side, credit cards are convenient for customers, and those who pay by credit card tend to spend more than their cash-paying peers. On...
Merchant Payments
False Declines at Checkout Are Hurting Your Customers
Doug Buan
Chief Information Security Officer
Could the fraud controls protecting your merchants be costing them more revenue than the fraud itself? Every software provider (ISV) with embedded payments recognizes the tension between risk and revenue: tighten risk controls and introduce more friction or loosen them and accept more exposure to allow transactions through. That tension...
Embedded Payments
Holiday Fraud Prevention Starts in Summer: A Merchant’s Timeline for a Safer Holiday Season
Doug Buan
Chief Information Security Officer
When most merchants think about the holiday season, they focus on things like inventory, staffing, marketing campaigns, and increased customer demand. Fraud prevention often gets pushed further down the priority list until the busy season is already underway. Unfortunately, that’s exactly what fraudsters are counting on. At Wind River, we...
Merchant Payments