The good news for merchants looking for payment acceptance savings is that there are effective strategies for offsetting those costs. Two particularly popular methods are credit card surcharging and cash discounting. Both can help merchants realize valuable cost savings.

In the fast-paced world of commerce, personalization has become a key piece of customer engagement. From tailored marketing campaigns to customized product recommendations, businesses continue to focus on creating experiences that resonate with individual customers. But one area that often gets overlooked in the personalization journey is payment processing.

Customers of Heartland Payment Systems were recently surprised to learn a Technology Upgrade fee will be applied to their April credit card processing invoice. This is another fee in a list of price increases and added fees Heartland customers have incurred in recent months.