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Big Changes to Visa’s Level 2 and Level 3 Incentive Program
Stephanie O'Connor
Director of Operations & Merchant Experience
What merchants and software providers need to know. Visa’s Commercial Enhanced Data Program (CEDP) is reshaping the landscape of B2B credit card processing. Launched in April 2025, with full enforcement on October 17, 2025, CEDP replaces Visa’s current Level 2 and Level 3 interchange program. This new program introduces stricter...
Merchant Payments
Embedded Payments
Featured
The Dark Web and Payments: How Cybercriminals Exploit Weak Payment Security
Doug Buan
Chief Information Security Officer
The number of data compromises in the United States in 2024 was 3,158 cases. Over 1.35 billion individuals were affected by those compromises, data breaches, leakage, and exposure. Behind many of these breaches are platforms built with good intentions but flawed assumptions: that APIs are secure by default, that tokenization...
Security
How PCI Compliance Impacts Pharmacies (And How Your Software Can Help!)
Doug Buan
Chief Information Security Officer
Pharmacies reside in a heavily regulated industry with good reason. They have a more difficult task than most when it comes to protecting their customers’ health – both physically and financially.
Security
Embedded Payments
The Invisible Payments Revolution: How Frictionless Transactions Are Changing Commerce
Tyler Kattre
President
Invisible payments—where the transaction fades into the background of the customer experience—are quickly becoming the gold standard in modern commerce. While invisible payments may have started with rideshare apps and checkout-free retail, businesses across many industries are exploring how to incorporate this frictionless payment model. The benefits? For consumers, invisible...
Embedded Payments
Merchant Payments
The Faster, Smarter Future of B2B Payments
Tyler Kattre
President
While the business-to-business payments landscape is still dominated by conventional methods like checks and ACH, there is a growing appetite for faster, more convenient ways of accepting payments. This is largely fueled by a need to reduce days sales outstanding (DSO), improve cash flow, reduce fraud, and simplify the payment...
Embedded Payments
Why Level 3 Processing is a Cost Savings Game-Changer for B2B Payments
Stephanie O'Connor
Director of Operations & Merchant Experience
The lower interchange rate of processing level 3 credit card transactions can often mean major cost savings for businesses. Sadly, many businesses are either not aware of the benefits that come along with level 3 processing or their payment gateway does not support the process. In this article, we will...
Merchant Payments
Embedded Payments
6 Practical Ways to Reduce Credit Card Processing Costs
Stephanie O'Connor
Director of Operations & Merchant Experience
Customers expect the ability to pay with their desired payment method, and that includes using their credit card. As a merchant, allowing your customers to pay with credit cards can be incredibly beneficial as studies have shown customers tend to spend more when using credit cards compared to cash or...
Merchant Payments