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Friend or Foe? What Every Merchant Needs to Know About Bots in Online Commerce
For consumers, automation in online commerce is no longer a luxury, it’s a necessity. Whether it’s receiving personalized shopping recommendations or enjoying one-click checkouts, people increasingly rely on automated technologies to enhance convenience and save time. At the center of these shopping advancements are bots. As bots become more prevalent...
Merchant Payments
What Merchants Need to Know: Visa’s Updates to Level 2 and Level 3 Pricing
Background: What is CEDP? Visa launched the Commercial Enhanced Data Program (CEDP) in April 2025 to replace its previous Level 2 and Level 3 interchange incentive programs. Under CEDP, Visa requires merchants to pass complete, accurate, and descriptive line-item data for commercial card transactions. Before qualifying for the discounted interchange...
Merchant Payments
Embedded Payments
Important Updates on the Visa/Mastercard Anti-Trust Class Action Lawsuit Settlement
The Visa/Mastercard Anti-Trust Class Action Lawsuit has been going on for about two decades now. The principal issue was the interchange fees that merchants were charged on Visa or Mastercard credit or debit transactions between January 1, 2004 and January 25, 2019.
Merchant Payments
2025 Holiday Online Fraud Trends: What Every Merchant Should Know
For merchants, the holiday season is typically a time for increased sales and revenue growth. And while the holidays bring great opportunities for businesses, they also bring increased risks. As consumers flock online to shop for deals, the volume of online transactions reaches its annual peak, and so do attempts...
Security
Merchant Payments
Mobile Wallets: They Don’t Cost as Much as You Think!
As the preferences of customers continue to change the payments landscape, many merchants are looking to upgrade their checkout experience with mobile wallets like Apple Pay, Google Pay or Samsung Pay. Yet, in a recent market survey, merchants indicated a reluctance to accept mobile wallets because they perceive them to...
Merchant Payments
Does a Recent Class Action Lawsuit Spell Trouble for Surcharging Merchants?
A recent class action lawsuit in the hospitality and live events industry is a clear warning to all businesses: hidden fees and poor disclosure can lead to serious legal trouble. It is alleged that the company named in the suit used deceptive pricing tactics by advertising lower prices and hiding...
Merchant Payments
Embedded Payments
The Hidden Dangers of Third-Party Pet Medications and How to Keep Your Clients Safe
You know that your clients have their pets’ best interests at heart. That’s why they brought them to you in the first place. Unfortunately, with the rising costs of pet care, many pet parents are also looking for ways to save money. And as many vet clinics have noticed, that...
Merchant Payments
Embedded Payments